MANILA, Philippines. October 30, 2026 – At 66, Rosalinda Caparanga wanted more than a way to fill her days. She wanted responsibilities of her own, the independence of earning an income, and the satisfaction of contributing through her work.

She found that opportunity at Chowking, where she helps clear tables and keep the dining area in order. For Caparanga, the work offers a reason to stay active and a sense of belonging to a team.

At another Jollibee Group brand, Greenwich, 70-year-old retired overseas Filipino worker Manuel Moran has found his own opportunity to contribute by taking on a job unlike any he had done before. Though their paths into food service are different, both say that work continues to give their lives purpose.

The dignity of contributing and staying independent

Before the pandemic, Caparanga sold items from home. She later spent much of her time taking her grandson to and from school. When he grew older and began spending full days in class, she found herself with more time and a growing desire to return to work.

She learned about employment opportunities for senior citizens at different Jollibee Group brands while renewing her senior citizen ID at Manila City Hall. After getting information through PESO, she decided to apply. Her experience shows how access to job opportunities can help older Filipinos continue participating in the workplace.

Caparanga is among the senior citizens benefiting from Jollibee Group’s Inclusive Employment Program, which has provided work opportunities to more than 1,000 senior citizens and persons with disabilities since its launch in 2019. Implemented through partnerships with local government units, the initiative enables qualified individuals to take on customer relations and other front-of-house roles across participating Jollibee Group restaurants. In 2025 alone, the program welcomed 285 senior citizens, recognizing the experience, dedication, and warmth they bring to restaurant teams. Aligned with Jollibee Group’s Joy for Tomorrow sustainability agenda, the initiative reflects how inclusive employment can strengthen workplaces while giving older Filipinos opportunities to remain empowered, connected, and valued.

For Caparanga, earning her own money is an important part of maintaining her independence.

“Malaki rin po ang naitutulong. Mayroon akong mga bayarin, kaya kailangan ko rin talagang kumita. Nahihiya rin akong umasa sa mga anak ko, kaya gusto kong magtrabaho,” Caparanga said.

(“It helps a lot. I have bills to pay, so I really need to earn as well. I also don’t want to depend on my children, which is why I want to work.”)

Her family was initially concerned about her age, but she was determined to take on responsibilities that would keep her engaged and moving.

“Noong una, ayaw nila kasi matanda na raw ako. Pero sabi ko, gusto kong may obligasyon ako at may oras na kailangan kong kumilos. Exercise na rin iyon para lumakas pa ako,” she shared.

(“At first, they didn’t want me to because they said I was already old. But I told them I wanted to have a responsibility and a reason to keep moving. It is also a form of exercise that helps me stay strong.”)

With no previous food-service experience, Caparanga learned by watching the people around her and concentrating on the tasks assigned to her. She has also built connections with coworkers and customers. When other senior citizens ask about employment opportunities, she points them to City Hall and PESO so they can inquire for themselves and apply for jobs at the different Jollibee Group brands.

A new role, the same desire to make a difference

For Moran, returning to work had less to do with financial need than with finding a meaningful way to use his time. After years of working overseas in accounting, operations, and logistics, he wanted to see what else he could still offer.

He initially hoped to become a tourist guide through an initiative for senior citizens in Manila. Instead, he was offered a chance to try food service at Greenwich. It was an unfamiliar field, and he initially questioned whether he could handle its demands.

Once on the job, he learned to stay alert, maintain cleanliness, and carefully handle items used in serving food. What mattered to him was making a real contribution to the team.

“Sabi ko sa sarili ko, I have to prove myself. Ayokong maging liability; gusto kong maging asset at may maitutulong talaga ako,” Moran said.

(“I told myself, I have to prove myself. I don’t want to be a liability; I want to be an asset and make a real contribution.”)

The experience has also given him opportunities to keep learning, challenge himself, and spend time productively alongside people from a younger generation.

Different generations, shared contribution

For both Caparanga and Moran, joining a restaurant team meant learning new routines from people around them. Caparanga speaks warmly of her coworkers, while Moran says the support of younger colleagues helped him feel accepted even though he had initially wondered how he would fit in.

“Memorable sa akin iyong respect at acceptance nila simula nang pumasok ako rito. Iba ang samahan. Kahit mas bata sila sa akin, naramdaman ko talaga iyong support,” Moran said.

(“What stands out to me is the respect and acceptance they have shown me since I started here. There is a different kind of camaraderie. Even though they are younger than me, I really felt their support.”)

Their experiences show the value of working across generations. Younger colleagues help make an unfamiliar workplace welcoming; senior team members, in turn, take on daily responsibilities, contribute to customer service and restaurant upkeep, and bring with them the experience and perspective developed over years of life and work. The relationship is built on practical teamwork and mutual respect.

For Moran, that is why older people deserve to be seen for what they are still capable of doing and sharing.

“Marami sa aming seniors ang may kakayahan at mayroon pang maiaambag. May mga experience kami na puwede pa naming ma-share. At para sa marami, hindi lang ito tungkol sa financial need; mahalaga rin na may meaningful na pagkakaabalahan,” Moran said.

(“Many of us seniors are still capable and still have something to contribute. We have experiences that we can share. And for many, this is not only about financial need; it is also important to have something meaningful to do.”)

Caparanga has found dignity in earning independently and being counted on. Moran has discovered that, even at 70, a new role can be an opportunity to learn and give something back. Both are contributing alongside colleagues of different ages, each with something to offer.

Their stories are a reminder that purpose, learning, and the ability to contribute have no age limit.

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From left: Frederick Paul P. Pajarillo, Head of Treasury (RFC); Jouela L. Traballo, Chief Financial Officer (RFC); Donald Francis Chiong, President & CEO (RFC); Lisa Castro-Sabado, Palawan Group Chief Business Development Officer (PGC); Emiliano S. Librea III, President & CEO (PalawanPay); and Missy C. Baldemor, Head of Palawan for Business

Access to convenient financial services can make a difference for Filipinos managing everyday expenses, meeting financial obligations, or securing funds for their needs. For underserved communities, more accessible ways to receive and settle financial transactions can make these services easier to reach.

The Palawan Group of Companies (PGC) and Radiowealth Finance Company (RFC) are strengthening their partnership to provide customers with more convenient channels for loan disbursements and payments. Through the collaboration, customers can receive loan proceeds through Palawan, while borrowers can also settle their monthly loan amortizations through Palawan’s nationwide network. The partnership also marks PGC’s first integration with RFC for payment services through PalawanPay, further expanding digital payment options for RFC customers.

Executives from the Palawan Group of Companies and Radiowealth Finance Company formalize their partnership to expand access to loan disbursement and payment services for more Filipinos

The partnership also brings RFC transactions closer to customers through Palawan’s physical branches and digital touchpoints, giving borrowers more options when accessing and managing their financial transactions. This builds on the complementary strengths of the two organizations—Radiowealth’s lending expertise and Palawan’s extensive physical and digital reach.

“This partnership allows us to work more closely and respond more quickly to our customers’ needs. It reflects our commitment to serving the underserved through ‘Pagmamahal sa Pilipinas’ and ‘Serbisyong may Malasakit.’ Beyond business growth, we want to create solutions that make financial services more accessible to fellow Filipinos,” shared Lisa Castro-Sabado, Chief Business Development Officer of the Palawan Group of Companies.

The closer working relationship will also support more efficient coordination across operations, finance, marketing, and customer service, with both organizations emphasizing open communication as they work together to address customer needs.

“This partnership is about more than disbursements and business growth. It is about serving the underserved. By combining our strengths and maintaining open communication, we can create more opportunities for Filipinos who need accessible financial services the most. While today marks an important milestone, we see this as only the beginning of many more opportunities to grow together and make a greater impact,” said Jun Famatigan, Chairman of Radiowealth Finance Company.

Radiowealth Finance and Palawan Group executives strengthen their collaboration to expand access to financial services.

With Palawan’s nationwide network supporting both physical and digital transactions, the collaboration gives RFC customers more ways to access financial services without relying on a single channel. Palawan’s branches provide an over-the-counter option for loan-related transactions, while its digital touchpoints further extend the convenience of managing financial needs.

The partnership reflects both organizations’ shared commitment to serving communities that may have fewer options for formal financial services. For Palawan, this is part of its broader mission of “Pagmamahal sa Pilipinas” and its belief that businesses can contribute to nation-building by creating solutions that meet Filipinos’ needs.

As Palawan Group and Radiowealth continue to build on their partnership, both organizations will look for more ways to combine their strengths and bring financial services closer to more communities across the country. At its core, the collaboration aims to make everyday financial transactions more accessible and give more Filipinos options that fit their needs.