When
it comes to personal finance, especially for millennials making
adultier decisions by getting insured, things are actually easier
than you think.
If
you don't know much on how to get the ball rolling on this financial
decision, that doesn't have to be your problem anymore because just
below is the ultimate how-to for millennials itching to get
insurance:
- Go to your nearest bank--and that's it
Wait.
What?
You
might be thinking you got duped into reading this list, but honestly
that's all you need to know and do.
Getting
insured doesn’t have to be a five-step, ten-step complicated
cha-cha between you and your prospective insurance provider. There's
this thing called bancassurance which basically means banks can now
sell you insurance products from their partner insurance company.
What
difference does that make, you ask?
On
the process part, it means less hassle to find a location close to
you, with more things you can get done in one spot like bank
deposits, credit card payments, utilities payments, the list goes on,
really.. Another good thing about it is the bancassurance firm
manages your account through--big word alert--an institutional
relationship, which is another way of saying the company centralizes
your account so you can transact in any bank branch you choose.
Then
there's the talk on what kind of insurance you'll be getting. Taking
insurance through bancassurance means you'll be getting the best, and
trustiest products you can choose from.
For
example, ever wanted insurance while also being interested in
investing, but you only had a budget to choose one? A great
bancassurance firm has unit-linked products, like Life Ready Plus--an
insurance product that allots a portion of your premium to
investments so you can prepare yourself for future needs while
building your wealth.
Even
if you have other concerns you need insurance for, like protecting
yourself from a humongous medical bill from critical illness or
building a fund that can prepare for certain types of taxes you or
your family will have to deal with in the future like estate tax,
there's always going to be a product that'll fit your need. For all
your questions, a Bancassurance Sales Executive, or BSE in short,
will always be ready to answer your questions and pair you up with a
policy that's just right for you.
They
can provide a proposal for you in a jiffy with the right documents.
No lengthy paperwork to deal with because you'll be using a tablet to
input your details. No need to inconvenience yourself bringing
photocopies of your ID either because they can include a photo of
your ID in your customer file, kept safe by special encryption made
especially difficult and impractical to hack.
Paying
premiums is easy-breezy too. You can choose to do regular deposits or
open up a bank account and choose an auto-debit option for extra
convenience.
Easy,
right?
Now
you know finding a bank is all you need to get insured, you can start
today by easily stepping into the nearest BPI or BPI Family Savings
Bank near you. Discover how BPI-Philam can offer you worry-free
solutions that are easy to get and have so you can live life
healthier, longer, and better.
Need
to know more? Visit www.bpi-philam.com
or drop a line on www.facebook.com/BPIPhilamOfficial
to get in touch!
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